Built-in Gateways Overview

Influenzic ships with three built-in payment gateways that cover the majority of global markets, plus a wallet-balance payment path for brands who already have funds loaded. No additional plugins are needed for these — they are configured directly in Influenzic → Settings → Payment & Wallet.

Stripe

Best for: Global markets, card payments, large transaction volumes.

• Accepts Visa, Mastercard, Amex, and many local card schemes
• Supports 135+ currencies
• Real-time payment confirmation via signed webhooks
• Hosted checkout page — no card data touches your server (fully PCI-compliant)
• Requires SSL certificate on your domain
• Separate test and live key fields with a mode toggle in settings (see Setting Up Stripe)

PayPal

Best for: Markets where PayPal is the trusted default (US, UK, EU, Australia).

• Accepts PayPal wallet balance and linked cards
• Familiar hosted checkout for PayPal users
• Supports 200+ countries
• Requires a PayPal Business account
• Verification via PayPal webhook event delivery

Manual Bank Transfer

Best for: High-value B2B transactions, markets with low card penetration, operators who prefer manual control.

• The brand receives your bank details and makes a wire transfer outside the platform
• Admin manually confirms receipt in Influenzic → Finance → Payouts and marks the top-up completed
• No gateway transaction fees — only the bank’s own charges apply
• Slower (typically 1–3 business days) — not suitable for time-sensitive campaign starts

Wallet Payment

Used at: Application acceptance checkout and invitation cart checkout.

If a brand’s available wallet balance (i.e. balance − frozen_amount) covers the full order total, they can pay directly from their wallet at checkout with zero additional processing fees. Wallet payments are instant — no gateway redirect occurs. This is the fastest path for brands who run campaigns regularly.

Enabling / Disabling Gateways

Each gateway has an Enable toggle in its settings section. Multiple gateways can run simultaneously — users choose their preferred method at checkout. Disable any gateway you have not configured to prevent users from selecting it.