Wallet Top-Up

Brands can pre-load their platform wallet with funds before browsing creators or running campaigns. A funded wallet enables faster checkout — invitation and application acceptance debits draw from the wallet balance instantly without a gateway redirect.

Initiating a Top-Up

1. Go to Dashboard → Wallet → Add Funds.
2. Enter the amount to add (subject to inzc_topup_min and inzc_topup_max limits, defaulting to £10 minimum and £10,000 maximum).
3. Select a payment gateway (Stripe, PayPal, or any enabled add-on gateway).
4. Complete payment on the gateway’s hosted page.

What Happens After Payment

When the gateway confirms payment (via webhook or browser-return capture):

• A wallet_topup transaction is written to wp_inzc_transactions.
• The brand’s wallet balance is credited with the net amount (top-up amount minus the platform processing fee, if applicable).
• The brand is notified by email and in-app.

Using Wallet Funds at Checkout

When the brand selects Wallet as the payment method at invite or application checkout, the required amount is debited directly from their available balance (balance − frozen_amount). No gateway redirect occurs. If the balance is insufficient, the brand must top up or choose a card gateway.